Effective Date: April 23, 2025
Young Canadians in Finance (YCIF) is committed to protecting your personal information and ensuring its security online. Given that we collect certain types of personal information from individuals who visit our websites, we have developed this Privacy Policy (the “Policy”) to help you understand the terms governing the collection, use, and disclosure of such information, as well as your rights concerning your personal information.
Guiding Principles
Young Canadians in Finance (YCIF) respects the privacy of individuals who visit its website, send us emails, or participate in our events and the services we offer online. Accordingly, we have developed this Policy based on the following guiding principles:
- Young Canadians in Finance (YCIF) complies with Canada’s Anti-Spam Legislation. We provide an easy way for individuals to subscribe to and unsubscribe from our newsletter.
- Young Canadians in Finance (YCIF) generally collects information online to provide visitors with a more relevant experience. We will make every effort to avoid an excessive or unnecessary collection of data.
- Young Canadians in Finance (YCIF) will implement appropriate security measures to protect the personal information we collect.
- Young Canadians in Finance (YCIF) will not share your personal information with anyone without your consent, except as otherwise permitted or required by law. Please note that we use certain service providers who may have access to your information.
Collection and Use of Personal Information
We may collect the following categories of personal information:
- Technical information we automatically collect when you visit our website: : each time you visit the Young Canadians in Finance (YCIF) website, we may collect certain information about how you access our website. This may include information about the version of your browser, your service provider, your IP address and any search engine you use to find our website. This information helps us diagnose server problems, administer the website and compile general statistics about the website. Young Canadians in Finance (YCIF) also collects certain navigational data about your movements on our website. This allows us to determine which areas of the website are most popular and to tailor the website to the needs and interests of our online visitors. In addition, this tracking data may be used to tailor information provided to you on our websites based on your previous use of our sites and your interests in particular topics. This information does not generally allow you to be identified directly but may constitute personal information within the meaning of applicable laws.
- Information we collect directly from you: we collect any information you provide to us (e.g. name, email address, etc.) when you register for one of our email reminder services, request for information or attend one of our events. We use this information to respond to your requests, to provide you with our services and to personalize your experience on our website by offering content that matches your interests and geographic region. We may also use your information to send you marketing communications. You may opt-out of receiving future communications at any time by following the link in the footer of our communications.
- Disclosure of personal information: Young Canadians in Finance (YCIF) will share personal information with third parties such as our service providers, in part to enable us to operate our website. Specifically, we share information with the following third parties:
- Service providers: We may use service providers to access certain services, such as the hosting and processing of data and of our website, data analysis, processing payment for your membership and other similar services. As a result, these service providers may process your personal information on our behalf.
- Event Partners: We may disclose your name, your professional title and the name of your employer to our event partners, such as partners that assist us in hosting and organising our events, and notably to manage access to the venue where our events take place.
- Business transactions : We may share your personal information to facilitate or enable any business or commercial transaction involving Young Canadians in Finance (YCIF).
Please note that at Young Canadians in Finance (YCIF), our staff may have access, in whole or in part, to your personal information when necessary to perform their duties.
Our business partners
Young Canadians in Finance (YCIF) may partner with certain companies on various occasions to provide expanded services to visitors of our website. As part of these relationships, Young Canadians in Finance (YCIF) may share with these companies the use of certain interactive features of the website. Information provided by visitors through such interactive features are accessible to Young Canadians in Finance (YCIF) and its partners.
Use of cookies
Young Canadians in Finance (YCIF) may use a browser feature called a ‘cookie’. Cookies are small files placed on your hard drive that allow Young Canadians in Finance (YCIF) to provide you with a personalized browsing experience. Cookies eliminate the need for you to re-enter information, such as user IDs and passwords, during your visits to our website. Cookies also allow Young Canadians in Finance (YCIF) to provide you with targeted information based on the type of browsing you have done on our website. The ‘help’ section of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable the use of cookies altogether. As the Young Canadians in Finance (YCIF) website has been designed to take advantage of the use of cookies, if you set your browser to refuse the use of cookies, certain features of our website may not function properly, and you may be required to enter your user ID and password more frequently.
External links
The website of Young Canadians in Finance (YCIF) includes links to other websites. Young Canadians in Finance (YCIF) is not responsible for the privacy practices or the content of these other websites. To protect your privacy, Young Canadians in Finance (YCIF) recommends that you review the privacy policy of every website you visit.
Your Privacy Rights
Under Canadian privacy laws, you may have the following rights with respect to your personal information, subject to exceptions set out in such laws:
- Right to information : You have the right to ask us about our processing of your personal information, including about the categories of persons who have access to your personal information within Young Canadians in Finance (YCIF) and the applicable retention period.
- Right to access : You can ask us if we hold any personal information about you, and if so, you can request access to that personal information.
- Right to rectification : You have the right to ask us to rectify any personal information that you demonstrate to be incorrect or outdated and to complete any information that you demonstrate to be incomplete.
- Right to withdraw consent : You may withdraw your consent to our processing of your personal information to the extent permitted by law and our contractual obligations.
To exercise any of your privacy rights, please contact us using the information provided in the Contact Us section below.
Security Safeguards
We protect your personal information using measures appropriate to the volume and sensitivity of the information, the purposes for which it is used, and the format in which it is stored, including safeguards to protect your information against loss and theft, as well as against unauthorized access, disclosure, use, or modification.
Retention
We will retain your personal information for as long as necessary to fulfill the purposes for which the information was collected. However, we may retain your personal information for a longer period when required to comply with our legal, contractual, or regulatory obligations regarding information or record retention.
Cross-border Transfers
When you use our services, your personal information may be transferred to our service providers located outside Quebec or Canada. As a result, when your personal information is used or stored in a jurisdiction other than where you reside, it may be subject to the laws of that foreign jurisdiction, including any laws authorizing or requiring the sharing of information with the government, government agencies, courts and law enforcement of that jurisdiction.
Updates to this Policy
This Policy is current as of the Effective Date set forth above and may be amended from time to time at our sole discretion. We recommend that you periodically review this Policy as it may be updated or revised from time to time. If we make material changes, we will take reasonable steps to notify you of those changes.
Contact Us
If you have any questions about this Policy or the treatment of your personal information by Young Canadians in Finance (YCIF), you may contact the person responsible for the protection of personal information at Young Canadians in Finance (YCIF) by writing to the following e-mail address: mathieu.p.lambert@outlook.com
